A financial institution might get ready an individual program or different plans for its facility-based assessment regions, retail lending evaluation areas, outside retail lending area, or other geographic locations that will be evaluated in the absence of an approved strategy.
(iii) Any situation outside of the Charge of the bank, for instance economic circumstances or other current market elements or situations, which have adversely impacted the lender's capacity to execute.
(ii) To accumulate possession or Charge of shares or all or substantially every one of the assets of the financial institution, to cause a lender to become a subsidiary of a bank Keeping firm, or to merge or consolidate a bank Keeping enterprise with every other bank Keeping organization in the transaction that needs acceptance underneath area 3 of the Lender Keeping Corporation Act (12 U.S.C. 1842);
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(two) A nonmetropolitan Center-revenue census tract is specified as underserved if it meets the standards for populace dimensions, density, and dispersion that point out the world's population is sufficiently smaller, skinny, and distant from a populace Middle that the census tract is likely to get problem funding the preset expenses of Conference critical Group requires.
The Board uses the facility-based assessment areas delineated by a lender in its evaluation from the lender's CRA functionality Unless of course the Board establishes that the facility-based mostly evaluation regions don't adjust to the necessities of this part.
means a bank, excluding a bank specified to be a minimal reason bank pursuant to § 228.26, that experienced assets of lower than $600 million as of December 31 in either with the prior two calendar many years. The Board adjusts and publishes the dollar figure On this definition per year based upon the 12 months-to-yr alter in the average of The patron Selling price Index for Urban Wage Earners and Clerical Employees, not seasonally altered, for every 12-thirty day period time period ending in November, with rounding to the closest million.
The Board opinions the impact and responsiveness of the lender's Local community growth loans and community enhancement investments that advantage or serve the nationwide region, as supplied in § 228.fifteen.
A bank have to provide in the public location of its key Place of work and every of click here its branches the right general public discover set forth in appendix F to this aspect. Just a department of a bank possessing multiple facility-dependent evaluation region have to involve the bracketed materials while in the see for department places of work.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
(B) Why it is necessary and proper to amend its program while in the absence of a fabric adjust in conditions.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A lender must sustain a community file, in possibly paper or electronic format, that features the subsequent details:
suggests a channel through which financial institutions offer retail banking expert services electronically, such as on-line banking or cell banking.